Discount Insurance is a trading name of Arthur J Gallagher Insurance Brokers Limited which is authorised and regulated by the Financial Conduct Authority (FCA number 311786). Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909.
For lost rental income or alternative accommodation after an insured event if your property becomes uninhabitable.
Landlord Insurance.
Our landlord insurance policies are designed to keep your investments protected.
Fire Damage
Flood Damage
Leaks & Water Damage
Theft
Storm Damage
Vandalism
Lightning
Subsidence
Protect your property investment and join over 30,000 landlords who trust us with their insurance*.
What do our existing customers think? ***
Loss of rent or alternative accommodation cover
Buildings Insurance
Landlord insurance covers a range of different perils.
Discount Insurance’s landlord insurance can include the following: **
Contents Insurance
From furniture to fridges, contents insurance helps to protect free-standing contents inside the property against damage or loss.
Property owner’s liability insurance
Protection against third-party claims.
What's included?
Why choose Discount Insurance?
Unlock Discounts
Unlock deals from UK retailers with Discount Insurance.
Best Landlord Insurance Provider Finalist
Insurance Choice Awards finalist in 2023.
Appropriately Priced For You
Our team can help you find a policy to fit your budget.
Proud To Be Rated Excellent
Products and services from a company rated ‘Excellent’ with over 4,000 customer reviews on Trustpilot***
Three simple steps:
For the cost of repairing or rebuilding your property if it’s damaged or destroyed.
There are a number of reasons to purchase your landlord insurance through us.
* If an online quote needs referring to an underwriter, then online purchase is not available and you will need to speak to a member of our specialist team.
Fill in your details on our online quote and buy form
Quotes provided from our panel of insurers
Buy online in minutes*
Complete our form and we'll find a landlord policy to suit your needs.
** Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
*** Correct as of March 2025. Reviews from Trustpilot
Get a quote:
Compare quotes from some of the leading brands
Buy online in minutes using our quote and buy form. *
Talk to expert specialists:
Our UK based team is here to help.
Mon- Fri: 08.00 - 20.00
Phone
Contact us on our website whenever suits you.
Call our insurance specialists during office hours (calls are charged at local rate).
Why do you need landlord Insurance?
Landlord insurance covers a range of different perils. Discount Insurance’s landlord insurance can include the following:
Buildings insurance – Covers the cost of repairing or rebuilding your property if it’s damaged or destroyed.
Contents insurance – Protects free-standing contents inside the property, such as furniture and appliances, against damage or loss.
Property owner’s liability insurance – Provides protection against third-party claims.
Loss of rent or alternative accommodation cover – For lost rental income or alternative accommodation after an insured event if your property becomes uninhabitable.
Malicious damage caused by a tenant – Protection against intentional damage to the property caused by the tenant.
We also offer stand-alone Legal Expenses & Rent Guarantee Insurance.
Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
What is landlord insurance?
As a landlord, there are many potential risks associated with letting your property. If your property or its contents are damaged, standard home insurance is unlikely to provide suitable cover. However, specialist landlord insurance can help to protect your rental property from various issues under one policy.
Having landlord insurance in place can help provide protection for the risks associated with renting out a property.
This insurance can help safeguard your property from various potential damages, including those caused by storms, fires, or other external or internal factors. It can cover buildings and landlords’ contents, in case of loss or damage resulting from an insured event. Additionally, landlord insurance may offer coverage for accidental damage, loss of rental income, emergency situations, and malicious damage caused by tenants.
We provide cover for the following:
- Terraced and end terrace houses
- Semi-detached houses
- Detached houses
- Bungalows
- Maisonettes
- Flats
- HMOs
- Shared accommodation
- Student accommodation
Best Landlord Insurance Provider
Finalist: 2023
Discount Insurance was a finalist in the Insurance Choice Awards for Best Landlord Insurance Provider. We’re proud to have received 2nd place for the award, run by Smart Money People, the UK’s dedicated financial services review site.
You can read what our customers say about us on our Smart Money People review page.
Best Landlord Insurance Provider Finalist In 2024
UNLOCK DISCOUNTS
Best Landlord Insurance Provider
Finalist for Insurance Choice Awards 2024.
Access to a 24-hour
emergency claims report line.
DEDICATED CLAIMS LINE
Access to a panel of some of the leading UK property owners insurers, including Aviva, Allianz, AXA and Zurich.
SPECIALIST INSURERS
Join over 30,000 landlords who
already trust us with their property insurance*.
30,000
Products and services from a
company rated 'Excellent' with over
4,000 customer reviews on Trustpilot*.
RATED 'EXCELLENT'
Best Landlord Insurance Provider
Finalist for Insurance Choice Awards 2024.
FINALIST
*Correct as at September 2024.
Discount insurance policy benefits
The following policy benefits can be included with your cover:
Loss of rent cover if your tenant(s) are no longer paying rent because your property becomes uninhabitable due to an insured event such as a fire or flood.
Property owner’s liability of up to £5,000,000 to cover you for costs or damage that may be awarded to a member of the public should they suffer an injury on your property.
Contents cover, which can be used to replace possessions belonging to the landlord, following damage caused by an insured peril.
Cover for the cost of replacing locks and keys after a break-in or burglary.
Cover for a wide range of tenant types.
Cover for properties owned under a company name.
Quotes are provided for unoccupied and occupied units, non-standard construction, and residential and commercial tenants.
Sati: 09.00 - 13.00
